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10+1 Gold Saving Plan

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Gold Saving Calculator

pia-chart
You Pay
Rs 19,000
100%
Discount*
Rs 2,000
Your total payment
(period of 10 months)
190,000
100% Discount on 11th installment
(100% of 1 month installment value)
20,000
Buy any jewellery worth:
(after 11th month)
220,000
You effectively pay
13.64%discount
190,000

Frequently Asked Questions

Redemption

You can redeem at our stores or you can redeem online after the tenure of the scheme.

You can purchase either plain gold jewellery or diamond/gemstone studded jewellery on Karuri Jewellers website or at our store, but the redeemable amount cannot be used for purchasing Coins & Solitaires.

Yes, you can redeem and purchase anytime. However, you will get special discount if you pay installments for atleast 7 months.
Please refer the table below for details


You will get special discount after 30 days from the last installment due date. You can redeem all your payments and special discount at the time of purchase.

You will get special discount after 11th month. For example: If you subscribe on 10 Jan 2019, you will get special discount on 10 Nov 2019. You can then redeem and purchase jewellery.

You will get special discount after 7th month. For example: If you subscribe on 10 Jan 2019, you will get special discount on 10 Jun 2019. You can then redeem and purchase jewellery.

Special Discounts on Birthdays / Anniversaries will be provided. That can be clubbed with the free installment for added benefit of the purchase.

Plan Benefits (of 11th installment free) can be clubbed with existing website offer during redemption.

Enrollment

No, you can't change the amount after starting the Plan.

In the event of the death of the account holder, the account is transferable only to the person who is nominated by the account holder in the enrolment form at the time of opening the account. Minors cannot be nominated.

Payment

Yes, you will receive the confirmation via Email, SMS and will be provided access to Online Passbook (Dashboard) to check your payments, status, installments paid, due dates etc.


You can check your Online Passbook by doing the following:

- Login using email ID used to start the plan

- Check My Account (Gold Saving Plan)

- Or Click on any of the Gold Saving Plan 10+1 banners and then click on "Go to My Gold Saving Plan" to       check the Passbook.

There are multiple payment options: Netbanking, Credit & Debit Cards.

The first installment will be paid during the time of enrolling, the payment cycle for the next installment will be 30 days from the first.

Yes you will get the confirmation on the Online Passbook, SMS, Email for every installment.

You can login and click on Gold Saving Plan Banner, then go to My Gold Saving Plan, there will be a dashboard to check for payment status, due date, details etc.

Yes, you will get Email, SMS reminders before the monthly due date

If Payment is delayed for greater than 2 installments, 100% of the special discount will be deducted. (Basically you will not be eligible for special discount).

You will receive a payment success Email, SMS and you can login in and check your payment status in My Gold Saving Plan (Under My Account)

You can retry by logging in, then go to My Account, then go to My Gold Saving Plan, then in the dashboard click on Pay Now for the payment which failed and retry. For more queries, contact our Customer Support.